• The regulatory and supervisory environment in which we operate could have an adverse effect on our business, financial condition, results of operations, and prospects.…
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- The regulatory and supervisory environment in which we operate could have an adverse effect on our business, financial condition, results of operations, and prospects.
- Our ability to execute our business strategy for Ally Bank may be adversely affected by regulatory constraints.
- We are subject to stress tests, capital and liquidity planning, and other enhanced prudential standards, which impose significant restrictions and costly requirements on our business and operations.
- Our ability to rely on deposits as a part of our funding strategy may be limited.
- Requirements under U.S. Basel III that increased the quality and quantity of regulatory capital and future revisions to the Basel III framework or requirements related to long-term debt may adversely affect our business and financial results.
- Our business and financial results could be adversely affected by the political environment and governmental fiscal and monetary policies.
- If our ability to receive distributions from subsidiaries is restricted, we may not be able to satisfy our obligations to counterparties or creditors, make dividend payments to shareholders, or repurchase our common stock.
- Legislative or regulatory initiatives on cybersecurity and data privacy could adversely impact our business and financial results.
- Our business and financial results may be negatively affected by governmental actions related to climate and other sustainability issues.