Classification is based on semantic text similarity scoring and may include approximations. “No match” means no high-confidence textual match was found — not necessarily that a section was removed.
🟢 New in Current Filing
Our derivatives businesses may expose us to unexpected risks, which may result in losses and adversely affect liquidity.
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🔴 No Match in Current Filing
We may be adversely affected by weaknesses in the U.S. housing market.
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🔴 No Match in Current Filing
The impacts of the pandemic have adversely affected and may in the future adversely affect us.
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🟡 Modified
We may be adversely affected by weaknesses in the U.S. housing market.
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🟡 Modified
Our risk management framework may not be effective in mitigating risk and reducing the potential for losses.
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🟡 Modified
We are subject to numerous political, economic, market, reputational, operational, compliance, legal, regulatory and other risks in the jurisdictions in which we operate.
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🟡 Modified
If asset values decline, we may incur losses and negative impacts to capital and liquidity requirements.
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🟡 Modified
Our inability to adapt our business strategies, products and services could harm our business.
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🟡 Modified
We are subject to significant financial and reputational risks from potential liability arising from lawsuits and regulatory and government action.
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🟡 Modified
We may be adversely affected by the financial markets, fiscal, monetary, and regulatory policies, and economic conditions.
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🟡 Modified
Our operations, businesses and customers could be adversely affected by the impacts related to climate change.
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🟡 Modified
Bank of America Corporation’s liquidity and financial condition, and the ability to pay dividends and obligations, could be adversely affected in the event of a resolution.
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🟡 Modified
Increased market volatility and adverse changes in financial or capital market conditions may increase our market risk.
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🟡 Modified
Damage to our reputation could harm our businesses, including our competitive position and business prospects.
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🟡 Modified
Changes in the structure of and relationship among the GSEs could adversely impact our business.
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🟡 Modified
U.S. federal banking agencies may require us to increase our regulatory capital, total loss-absorbing capacity (TLAC), long-term debt or liquidity requirements.
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🟡 Modified
Reduction in our credit ratings could limit our access to funding or the capital markets, increase borrowing costs or trigger additional collateral or funding requirements.
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🟡 Modified
The Corporation and third parties with whom we interact and/or on whom we rely, are subject to cybersecurity incidents, information and security breaches, and technology failures that have and in the future could adversely affect our ability to conduct our businesses, result in the misuse, destruction or disclosure of information, damage our reputation, increase our regulatory and legal risks, result in additional costs or financial losses and/or otherwise adversely impact our businesses and results of operations.
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🟡 Modified
A failure in or breach of our operations or information systems, or those of third parties or the financial services industry, could cause disruptions, adversely impact our businesses, results of operations and financial condition, and cause legal or reputational harm.
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🟡 Modified
Failure to satisfy our obligations as servicer for residential mortgage securitizations, loans owned by other entities and other related losses could adversely impact our reputation, servicing costs or results of operations.
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🟡 Modified
Reforms to benchmarks may adversely affect our reputation, business, financial condition and results of operations.
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🟡 Modified
We may be adversely affected by changes in U.S. and non-U.S. tax laws and regulations.
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🟡 Modified
We face significant and increasing competition in the financial services industry.
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