Classification is based on semantic text similarity scoring and may include approximations. “No match” means no high-confidence textual match was found — not necessarily that a section was removed.
🟢 New in Current Filing
Increases in our pharmaceutical costs could have a material adverse effect on the level of our medical costs and our results of operations.
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🟢 New in Current Filing
We operate in a highly competitive, dynamic and rapidly evolving industry and our failure to adapt could negatively impact our business.
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🟢 New in Current Filing
If our vendors fail to meet their contractual obligations to us or fail to comply with applicable laws or regulations, our results of operations may be adversely affected and we may be exposed to brand and reputational harm, litigation and/or regulatory action.
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🔴 No Match in Current Filing
Our business could be materially adversely affected by the effects of widespread public health pandemics, such as COVID-19.
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🔴 No Match in Current Filing
Execution of our value creation strategy may create disruptions in our business.
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🔴 No Match in Current Filing
Phasing out of LIBOR may increase our interest expense or affect the value of the financial obligations to be held or issued by us that are linked to LIBOR, which may adversely affect our financial condition.
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🟡 Modified
We derive a significant portion of our premium revenues from operations in a number of states, and our results of operations, financial condition or cash flows could be materially adversely affected by a decrease in premium revenues or profitability in any one of those states.
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🟡 Modified
We have been and may from time to time become involved in costly and time-consuming litigation and other regulatory proceedings, which require significant attention from our management and could adversely affect our business.
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🟡 Modified
Reductions in funding, changes to eligibility requirements for government-sponsored healthcare programs in which we participate, and any inability on our part to effectively adapt to changes to these programs could have a material adverse effect on our results of operations, financial condition and cash flows.
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🟡 Modified
Significant changes or judicial challenges to the ACA could materially and adversely affect our results of operations, financial condition, and cash flows.
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🟡 Modified
Previous or future acquisitions may not perform as expected and we may not realize the financial results expected from acquisitions or divestitures, which may cause the market price of our common stock to decline.
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🟡 Modified
We derive a portion of our cash flow and gross margin from our PDP operations, for which we submit annual bids for participation. The results of our bids could have a material adverse effect on our results of operations, financial condition and cash flows.
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🟡 Modified
If we or our third-party vendors are unable to integrate and manage information systems and networks effectively, our operations could be disrupted.
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🟡 Modified
Our investment portfolio may suffer losses which could materially and adversely affect our results of operations or liquidity.
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🟡 Modified
An impairment charge with respect to our recorded goodwill, intangible assets and real estate portfolio could have a material impact on our results of operations and shareholders' equity.
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🟡 Modified
Any failure to adequately price or anticipate demand for products offered, anticipate changes to the competitive landscape or any reduction in products offered for Medicare Advantage and in the Health Insurance Marketplace may have a material adverse effect on our results of operations, financial condition and cash flows.
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🟡 Modified
Ineffectiveness of state-operated systems and subcontractors could adversely affect our business.
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🟡 Modified
Our pharmacy services face regulatory and other competitive risks and uncertainties which could materially and adversely affect our results of operations, financial condition and cash flows.
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🟡 Modified
Our Medicare programs are subject to a variety of unique risks that could adversely impact our financial results.
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🟡 Modified
A failure in or breach of our operational or security systems, networks or infrastructure, or those of third parties with which we do business, including as a result of cyber-attacks and other data security incidents, could have a material adverse effect on our business.
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🟡 Modified
If we fail to comply with applicable data privacy and security laws, regulations, rules, standards and contractual obligations, including with respect to third-party service providers that utilize sensitive personal information on our behalf, our business, reputation, results of operations, financial condition and cash flows could be materially and adversely affected.
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