The summary below was generated by an AI language model and may contain errors or omissions. All other content on this page is deterministically extracted from the original SEC EDGAR filing.
Humana removed 10 risk disclosures in its 2024 10-K, notably eliminating human capital management-related risks (covering culture, diversity, talent development, and compensation) and pandemic-specific COVID-19 risks, while maintaining 12 unchanged risks and modifying only 2 disclosures. The two substantively revised risks - related to securities/credit market volatility and data integrity/information systems - were refined to emphasize investment portfolio impacts and data integrity management respectively. No new risks were added in 2024, reflecting a net reduction in disclosed risk factors.
Classification is based on semantic text similarity scoring and may include approximations. “No match” means no high-confidence textual match was found — not necessarily that a section was removed.
🔴 No Match in Current Filing
Captive Insurance Company
🔒
🔴 No Match in Current Filing
Centralized Intercompany Services
🔒
🔴 No Match in Current Filing
Human Capital Management
🔒
🔴 No Match in Current Filing
Our Culture
🔒
🔴 No Match in Current Filing
Inclusion and Diversity
🔒
🔴 No Match in Current Filing
Pay and Benefits Philosophy, Compensation and Financial Security
🔒
🔴 No Match in Current Filing
Talent Development and Growth Opportunities
🔒
🔴 No Match in Current Filing
Information About Our Executive Officers
🔒
🔴 No Match in Current Filing
If we, and the third-party service providers on whom we rely, are unable to defend our information technology security systems against cybersecurity attacks or prevent other privacy or data security incidents that result in security breaches that disrupt our operations or in the unintentional dissemination of sensitive personal information or proprietary or confidential information, we could be exposed to significant regulatory fines or penalties, liability or reputational damage, or experience a material adverse effect on our results of operations, financial position, and cash flows.
🔒
🔴 No Match in Current Filing
The spread of, and response to, COVID-19 underscores certain risks we face, including those discussed above, and the ongoing, heightened uncertainty created by the pandemic precludes any prediction as to the ultimate adverse impact to us of COVID-19.
🔒
🟡 Modified
Volatility or disruption in the securities and credit markets, including changes in interest rates, may significantly and adversely affect the value of our investment portfolio and the investment income that we derive from this portfolio.
🔒
🟡 Modified
If we fail to properly maintain the integrity of our data, to strategically maintain existing or implement new information systems, or to protect our proprietary rights to our systems, our business may be materially adversely affected.
🔒