Classification is based on semantic text similarity scoring and may include approximations. “No match” means no high-confidence textual match was found — not necessarily that a section was removed.
🟢 New in Current Filing
Changes in tax laws or regulations that are applied adversely to us or our customers may materially adversely affect our business, prospects, financial condition and operating results.
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🟢 New in Current Filing
Restrictive covenants in our debt instruments may restrict our ability to pursue our business strategies.
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🟡 Modified
Our use and disclosure of personally identifiable information and other non-public information, including protected health information, is subject to federal and state privacy and security regulations, and our failure or the failure of our vendors to comply with those regulations or to adequately secure the information we hold could adversely affect our business, results of operations, or financial condition.
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🟡 Modified
We may not be successful in our artificial intelligence (“AI”) administrative and operational initiatives, which could adversely affect our business or reputation.
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🟡 Modified
If we or one of our vendors sustain a cyber-attack or suffer a data privacy or security breach, we could suffer operational impact, increased costs, exposure to significant liability, reputational harm, loss of business, and other serious negative consequences.
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🔴 No Match in Current Filing
The May 2020 contract award to our Kentucky Medicaid plan is the subject of a pending appeal before the Kentucky Supreme Court.
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🟡 Modified
CYBERSECURITY RISK ASSESSMENT
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🟡 Modified
Adverse credit market conditions may have a material adverse effect on our liquidity or our ability to obtain credit on acceptable terms.
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🟡 Modified
CMS will end the current MMP program no later than December 2025, which could impact our premium revenues and other factors may affect Medicare revenue.
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🟡 Modified
Medicaid enrollees continue to be subject to eligibility redeterminations and potential disenrollments on a state by state basis, and the number and health acuity level of Medicaid enrollees we retain may be lower than our current estimates.
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🟡 Modified
Our Marketplace business has been volatile and unpredictable in the past.
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🟡 Modified
If we lose contracts that constitute a significant amount of our premium revenue, we will lose the administrative cost efficiencies or cost leverage that is inherent in a larger revenue base.
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🟡 Modified
We are dependent on the leadership of our chief executive officer and other executive officers and key employees.
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