Classification is based on semantic text similarity scoring and may include approximations. “No match” means no high-confidence textual match was found — not necessarily that a section was removed.
🟢 New in Current Filing
Loss of deposits or a change in deposit mix could increase our funding costs.
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🟡 Modified
An outbreak or escalation of hostilities between countries or within a country or region could have a material adverse effect on the U.S. economy and on our businesses.
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🔴 No Match in Current Filing
Our business, financial condition, liquidity, capital and results of operations have been, and will likely continue to be, adversely affected by the COVID-19 pandemic and may, in the future also be affected by other pandemics.
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🟡 Modified
We are at risk of a variety of systems failures or errors and cyber-attacks or other similar incidents that could adversely affect customer experience and our business and financial performance.
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🟡 Modified
We are subject to extensive governmental regulation, which could have an adverse impact on our operations.
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🟡 Modified
We are subject to environmental, social and governance risks that could adversely affect our business, reputation and the trading price of our common stock.
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🟡 Modified
Changes in the soundness of other financial institutions could adversely affect us.
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🟡 Modified
Market Risks
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🟡 Modified
Fluctuations in market interest rates, including the level and shape of the yield curve, may adversely affect our performance.
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🟡 Modified
Other External Risks
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🟡 Modified
Damage to our reputation could significantly harm our businesses.
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🟡 Modified
Changes in our accounting policies or in accounting standards could materially affect how we report our financial results and condition.
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🟡 Modified
We may be subject to more stringent capital and liquidity requirements.
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🟡 Modified
Transitions away from and the replacement of benchmark rates could adversely impact our business, financial condition and results of operations.
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🟡 Modified
We are subject to a variety of operational risks, including the risk of fraud or theft by internal or external parties, which may adversely affect our business and results of operations.
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🟡 Modified
Our businesses have been, and may continue to be, adversely affected by conditions in the financial markets and economic conditions generally.
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🟡 Modified
Weakness in the commercial real estate markets could adversely affect our performance.
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🟡 Modified
Liquidity Risks
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🟡 Modified
Operational Risks
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🟡 Modified
We are exposed to risk of environmental liability when we take title to property.
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🟡 Modified
Our reported financial results depend on management’s selection of accounting methods and certain assumptions and estimates.
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🟡 Modified
We may suffer losses if the value of collateral declines in stressed market conditions.
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