🟢 New in Current Filing Security breaches of our systems, or those of our clients or third parties, may subject us to significant liability and damage our reputation. 🔒

🟢 New in Current Filing Problems encountered by other financial institutions and responsive measures to manage such problems could adversely affect financial markets generally, could have an adverse effect on our financial position or results of operations, and have indirect adverse effects on us. 🔒

🟢 New in Current Filing THE CHARLES SCHWAB CORPORATION 🔒

🟢 New in Current Filing Failure to meet capital adequacy and liquidity guidelines could affect our financial condition. 🔒

🟢 New in Current Filing THE CHARLES SCHWAB CORPORATION 🔒

🔴 No Match in Current Filing The announced phase-out of the London Interbank Offered Rate (LIBOR) could negatively impact our net interest revenue and will continue to require operational work. 🔒

🔴 No Match in Current Filing We may fail to realize the anticipated cost savings and other benefits of the TD Ameritrade acquisition, which could adversely affect the value of our stock. 🔒

🔴 No Match in Current Filing We may have difficulty attracting, motivating and retaining executives and other employees during the integration of TD Ameritrade. 🔒

🟡 Modified Extensive regulatory supervision of our businesses may subject us to significant penalties or limitations on business activities. 🔒

🔴 No Match in Current Filing We will continue to incur significant integration costs in connection with the integration of TD Ameritrade. 🔒

🔴 No Match in Current Filing The TD Ameritrade acquisition may not be accretive to our earnings per share, which may negatively affect the market price of our common stock. 🔒

🟡 Modified A significant decrease in our liquidity could negatively affect our business as well as reduce client confidence in us. 🔒

🟡 Modified Developments in the business, economic, and geopolitical environment could negatively impact our business. 🔒

🟡 Modified Our ongoing relationships with The Toronto-Dominion Bank and its affiliates could have a negative impact on us. 🔒

🟡 Modified Significant interest rate changes could affect our profitability. 🔒

🔴 No Match in Current Filing THE CHARLES SCHWAB CORPORATION 🔒

🟡 Modified Technology and operational failures or errors and other operational risks could subject us to losses, litigation, regulatory actions, and reputational damage. 🔒

🟡 Modified Legislation or changes in rules and regulations could negatively affect our business and financial results. 🔒

🟡 Modified A significant change in client cash allocations could negatively impact our income. 🔒

🟡 Modified THE CHARLES SCHWAB CORPORATION 🔒

🟡 Modified We are working to complete one of the largest brokerage account conversions and could experience unanticipated issues. 🔒

🟡 Modified We face competition in hiring and retaining qualified employees. 🔒

🟡 Modified We rely on financial intermediaries to execute and settle client orders and transactions with financial intermediaries are a significant source of revenue. 🔒