Classification is based on semantic text similarity scoring and may include approximations. “No match” means no high-confidence textual match was found — not necessarily that a section was removed.
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Legal and Regulatory Risks
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Reinsurance may not be adequate or available to protect us against losses, and we are subject to the credit risk of reinsurers.
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Our business is subject to risks related to reductions in the insurance premium rates we charge.
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We are exposed to risks related to the creditworthiness and reporting systems of some of our agents, third-party administrators and clients.
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Our mobile business is subject to the risk of declines in the value and availability of mobile devices, and to regulatory compliance and other risks.
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Technology, Cybersecurity and Privacy Risks
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Changes in tax laws and regulations could have a material adverse impact on our results of operations and financial condition.
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