J: 10-K Risk Factor Changes

2024 vs 2023  ·  SEC EDGAR  ·  2026-10-16
Other years: 2025 vs 2024
⚠ AI Risk Brief Interpretation layer — deterministic data below

Separation transaction risks and AI governance emerged as major new concerns, offsetting removal of legacy separation planning disclosures.

Direction ↑ More concerning
✓ Deterministic extraction — no AI-generated data

Classification is based on semantic text similarity scoring and may include approximations. “No match” means no high-confidence textual match was found — not necessarily that a section was removed.

8
New Risks
2
Removed
11
Modified
51
Unchanged
🟢 New in Current Filing Disclosure change10/10

Increasing scrutiny and changing and conflicting expectations from governmental organizations, clients, investors, suppliers and partners, communities and our employees with respect to our ESG and diversity and inclusion-related practices may impose additional costs on us or expose us to new or additional risks.

🟢 New in Current Filing We may use artificial intelligence, machine learning, data science and similar technologies in our business, and challenges with properly managing such technologies could result in reputational harm, competitive harm, and legal liability, and adversely affect our business, financial condition and results of operations. 🔒
🟢 New in Current Filing We maintain our cash at financial institutions, often in balances that exceed federally insured limits. 🔒
🟢 New in Current Filing Changes in domestic and foreign governmental laws, regulations and policies, changes in statutory tax rates and laws, and unanticipated outcomes with respect to tax audits could adversely affect our business, profitability and reputation. 🔒

And 17 more changes in the full comparison.

20 changes in this historical filing

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