Mastercard Incorporated: 10-K Risk Factor Changes

2024 vs 2023  ·  SEC EDGAR  ·  2026-07-05
Other years: 2026 vs 2025 · 2025 vs 2024
✓ Deterministic extraction — no AI-generated data

Classification is based on semantic text similarity scoring and may include approximations. “No match” means no high-confidence textual match was found — not necessarily that a section was removed.

0
New Risks
1
Removed
11
Modified
21
Unchanged
🔴 No Match in Current Filing The global COVID-19 pandemic and measures taken in response have adversely impacted our business, results of operations and financial condition, and may continue to do so depending on future developments, which are uncertain. 🔒
🟡 Modified Information security incidents or account data compromise events could disrupt our business, damage our reputation, increase our costs and cause losses. 🔒
🟡 Modified Regulation and enforcement of privacy, data, AI, information security and the digital economy could increase our costs and lead to legal claims and fines, as well as negatively impact our growth and reputation. 🔒
🟡 Modified Our efforts to enter into acquisitions, strategic investments or new businesses could be impacted or prevented by regulatory scrutiny and could otherwise result in issues that could disrupt our business and harm our results of operations or reputation. 🔒
🟡 Modified Global regulatory and legislative activity related to the payments industry may have a material adverse impact on our overall business and results of operations. 🔒
🟡 Modified Our work with governments exposes us to unique risks that could have a material impact on our business and results of operations. 🔒
🟡 Modified Global economic, political, financial and societal events or conditions could result in a material and adverse impact on our overall business and results of operations. 🔒
🟡 Modified We may not be able to attract and retain a highly qualified and diverse workforce, or maintain our corporate culture, which could harm our overall business and results of operations. 🔒
🟡 Modified Preferential and protective government actions related to domestic payment services could adversely affect our ability to maintain or increase our revenues. 🔒
🟡 Modified Substantial and intense competition worldwide in the global payments industry may materially and adversely affect our overall business and results of operations. 🔒
🟡 Modified Our role as guarantor, as well as other contractual obligations and discretionary actions, expose us to risk of loss or illiquidity. 🔒
🟡 Modified Mastercard Foundation’s substantial stock ownership, and restrictions on its sales, may impact corporate actions or acquisition proposals favorable to, or favored by, the other public stockholders. 🔒
12 changes in this historical filing

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