Classification is based on semantic text similarity scoring and may include approximations. “No match” means no high-confidence textual match was found — not necessarily that a section was removed.
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Rapid and significant technological developments and changes could negatively impact our overall business and results of operations or limit our future growth.
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Environmental, social and governance matters and related stakeholder reaction may impact our reputation, increase legal exposure and/or have other business impacts, which could adversely affect our overall business and/or results of operations.
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We may not be able to attract and retain a highly qualified workforce, or maintain our corporate culture, which could harm our overall business and results of operations.
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Liabilities or business limitations resulting from litigation could materially and adversely affect our results of operations.
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Substantial and intense competition worldwide in the global payments industry may materially and adversely affect our overall business and results of operations.
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Preferential or protective government actions related to domestic payment services could adversely affect our ability to maintain or increase our revenues.
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Our work with governments exposes us to risks that could have a material impact on our business and results of operations.
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Continued intense pricing pressure may materially and adversely affect our overall business and results of operations.
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Our role as guarantor, as well as other contractual obligations and discretionary actions, expose us to risk of loss or illiquidity.
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Disintermediation from stakeholders both within and outside of the payments value chain could harm our business.
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Consolidation amongst our customers could materially and adversely affect our overall business and results of operations.
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