Classification is based on semantic text similarity scoring and may include approximations. “No match” means no high-confidence textual match was found — not necessarily that a section was removed.
🟢 New in Current Filing
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🟢 New in Current Filing
Equity Method Investments
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🟢 New in Current Filing
Ally Lending
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🟢 New in Current Filing
Measurement Period Adjustments
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🟢 New in Current Filing
Total past due(a)
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🟢 New in Current Filing
Troubled Debt Restructurings
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🟢 New in Current Filing
Certificates of Deposit
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🟢 New in Current Filing
Aggregate Number of Securities to be Sold(2)
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🟢 New in Current Filing
Insider Trading Arrangements and Policies
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🟢 New in Current Filing
Allowance for Credit Losses(a)(b)
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🟢 New in Current Filing
% of Total Class of Loan Receivables
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🟢 New in Current Filing
Brokered Sweep Deposits
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🟢 New in Current Filing
Financial Assets
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🟢 New in Current Filing
Financial Liabilities(d)
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🟢 New in Current Filing
Financial Liabilities(d)
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🟢 New in Current Filing
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🔴 No Match in Current Filing
Ally Lending
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🔴 No Match in Current Filing
Troubled Debt Restructurings
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🟡 Modified
Macroeconomic conditions could have a material adverse effect on our business, results of operations and financial condition.
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🟡 Modified
Regulatory Risks
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🟡 Modified
The CFPB's final rule on credit card late fees, if implemented, would likely materially adversely affect our business and results of operations.
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🔴 No Match in Current Filing
Management Committee
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🔴 No Match in Current Filing
Asset and Liability Management Committee
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🔴 No Match in Current Filing
Year ended December 31, 2023
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🔴 No Match in Current Filing
Financial Effects of TDRs
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🔴 No Match in Current Filing
Average rate(a)
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🔴 No Match in Current Filing
Third-Party Debt
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🔴 No Match in Current Filing
Aggregate Number of Securities to be Sold(3)
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🟡 Modified
Risk Categories
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🟡 Modified
Reductions in interchange fees and changes to the regulations governing such fees, could have a material adverse impact on our business and results of operations.
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🟡 Modified
Consumer Financial Services Regulation
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🟡 Modified
Synchrony Bank
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🟡 Modified
EXHIBIT INDEX
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🟡 Modified
NOTE 17. SEGMENT REPORTING
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🔴 No Match in Current Filing
Balance at December 31, 2022
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🔴 No Match in Current Filing
Payment Defaults
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🟡 Modified
Chief Executive Officer, Chief Risk Officer, and Other Senior Officers
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🟡 Modified
Our business is heavily concentrated in U.S. consumer credit, and therefore our results are more susceptible to market fluctuations and legislative and regulatory developments in that market than a more diversified company.
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🟡 Modified
Financial Effects of Loan Modifications to Borrowers Experiencing Financial Difficulty
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🟡 Modified
Total loan receivables, before allowance for credit losses(a)(b)(c)
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🟡 Modified
NOTE 4. DEBT SECURITIES
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🟡 Modified
Basis of Presentation
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🟡 Modified
Financial Assets and Financial Liabilities Carried at Other Than Fair Value
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🟡 Modified
Loan Modifications to Borrowers Experiencing Financial Difficulty
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🟡 Modified
NOTE 6. VARIABLE INTEREST ENTITIES
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🟡 Modified
NOTE 9. BORROWINGS
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🟡 Modified
NOTE 18. LEGAL PROCEEDINGS AND REGULATORY MATTERS
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🟡 Modified
Additional Sources of Liquidity
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🟡 Modified
Consolidated Statements of Cash Flows
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🟡 Modified
Delinquent and Non-accrual Loans
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🟡 Modified
Our remote work arrangements, may have an adverse impact on our business.
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🟡 Modified
Credit Quality Indicators
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🟡 Modified
New Accounting Standards
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🟡 Modified
Non-consolidated VIEs
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🟡 Modified
Management Committees
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🟡 Modified
Outstanding Amount(a)(b)
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🟡 Modified
Consolidated Statements of Earnings ____________________________________________________________________________________
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🟡 Modified
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🟡 Modified
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🟡 Modified
Condensed Statements of Earnings
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🟡 Modified
Contractual Maturities of Investments in Available-for-Sale Debt Securities
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🟡 Modified
Condensed Statements of Financial Position
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🟡 Modified
Rule 10b5-1 Trading Plans
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🟡 Modified
NOTE 8. DEPOSITS
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🟡 Modified
Savings and Loan Holding Company Regulation
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🟡 Modified
Technology Committee
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🟡 Modified
Reconciliation of Unrecognized Tax Benefits
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🟡 Modified
Earnings before Provision for Income Taxes
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🟡 Modified
Maximum Dollar Value of Shares That May Yet Be Purchased Under the Program(b)
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🟡 Modified
Recurring Fair Value Measurements
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🟡 Modified
Consolidated Statements of Changes in Equity
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🟡 Modified
Synchrony Financial
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🟡 Modified
Provision for Income Taxes
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🟡 Modified
Preferred Stock
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🟡 Modified
Balance at December 31, 2022
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🟡 Modified
Due after 10 years
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🟡 Modified
Balance at December 31, 2024
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🟡 Modified
Total past due(a)
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🟡 Modified
INDEX TO CONSOLIDATED FINANCIAL STATEMENTS
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🟡 Modified
Interest Income by Product
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🟡 Modified
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty
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🟡 Modified
Dividends and Share Repurchases
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🟡 Modified
Performance Graph
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🟡 Modified
Payment Defaults
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🟡 Modified
Year ended December 31, 2023
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🟡 Modified
Debt Maturities
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🟡 Modified
Significant Components of Our Net Deferred Income Taxes
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🟡 Modified
Enterprise Risk Assessment and Risk Aggregation Reporting
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🟡 Modified
Issuer Purchases of Equity Securities
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🟡 Modified
NOTE 5. LOAN RECEIVABLES AND ALLOWANCE FOR CREDIT LOSSES
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🟡 Modified
Condensed Statements of Cash Flows
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🟡 Modified
Resolution and Recovery Planning
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🟡 Modified
____________________________________________________________________________________________
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🟡 Modified
NOTE 7. GOODWILL AND OTHER INTANGIBLE ASSETS
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🟡 Modified
Damage to our reputation could negatively impact our business.
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🟡 Modified
If assumptions or estimates we use in preparing our financial statements, including those related to the CECL accounting guidance, are incorrect or are required to change, our reported results of operations and financial condition may be adversely affected.
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🟡 Modified
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🟡 Modified
Reconciliation of Our Effective Tax Rate to the U.S. Federal Statutory Income Tax Rate
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🟡 Modified
NOTE 13. EARNINGS PER SHARE
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