Classification is based on semantic text similarity scoring and may include approximations. “No match” means no high-confidence textual match was found — not necessarily that a section was removed.
🟢 New in Current Filing
The CFPB's proposed rule on credit card late fees, if adopted, would likely materially adversely affect our business and results of operations.
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🟢 New in Current Filing
Risk Management and Strategy
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🟢 New in Current Filing
Other Assets
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🟢 New in Current Filing
Discontinued Operations and Held for Sale
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🟢 New in Current Filing
Other Income
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🟢 New in Current Filing
Other Expense
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🟢 New in Current Filing
Ally Lending
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🟢 New in Current Filing
Allowance for Credit Losses(a)(b)
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🟢 New in Current Filing
Loan Modifications to Borrowers Experiencing Financial Difficulty
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🟢 New in Current Filing
Year ended December 31, 2023
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🟢 New in Current Filing
Financial Effects of Loan Modifications to Borrowers Experiencing Financial Difficulty
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🟢 New in Current Filing
Performance of Loans Modified to Borrowers Experiencing Financial Difficulty
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🟢 New in Current Filing
Total past due(a)
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🟢 New in Current Filing
Payment Defaults
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🟢 New in Current Filing
Year ended December 31, 2023
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🟢 New in Current Filing
Significant Components of Our Net Deferred Income Taxes
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🟢 New in Current Filing
Reconciliation of Unrecognized Tax Benefits
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🟢 New in Current Filing
NOTE 16. PARENT COMPANY FINANCIAL INFORMATION
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🟢 New in Current Filing
Condensed Statements of Earnings
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🟢 New in Current Filing
Condensed Statements of Financial Position
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🟢 New in Current Filing
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🟢 New in Current Filing
Condensed Statements of Cash Flows
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🟢 New in Current Filing
NOTE 17. LEGAL PROCEEDINGS AND REGULATORY MATTERS
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🟢 New in Current Filing
Evaluation of Disclosure Controls and Procedures
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🟢 New in Current Filing
Changes in Internal Control Over Financial Reporting
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🟢 New in Current Filing
Report on Management's Assessment of Internal Control Over Financial Reporting
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🟢 New in Current Filing
____________________________________________________________________________________________
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🟢 New in Current Filing
Market Information
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🟢 New in Current Filing
Performance Graph
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🟢 New in Current Filing
Issuer Purchases of Equity Securities
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🟢 New in Current Filing
Maximum Dollar Value of Shares That May Yet Be Purchased Under the Program(b)
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🟢 New in Current Filing
Rule 10b5-1 Trading Plans
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🟢 New in Current Filing
Aggregate Number of Securities to be Sold(3)
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🟢 New in Current Filing
____________________________________________________________________________________________
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🟢 New in Current Filing
INDEX TO CONSOLIDATED FINANCIAL STATEMENTS
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🟢 New in Current Filing
EXHIBIT INDEX
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🔴 No Match in Current Filing
COVID-19 has had, and any future outbreaks, epidemics, pandemics or public health crises are likely to have, a material adverse impact on our results of operations and financial condition and heighten many of our known risks.
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🔴 No Match in Current Filing
Disposition of Loan Receivables
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🔴 No Match in Current Filing
Balance at December 31, 2021
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🔴 No Match in Current Filing
Intangible Assets Subject to Amortization
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🟡 Modified
Credit Quality Indicators
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🟡 Modified
Failure by Synchrony and the Bank to meet applicable capital adequacy and liquidity requirements could have a material adverse effect on us.
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🟡 Modified
Level 3 Fair Value Measurements
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🟡 Modified
Basis of Presentation
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🟡 Modified
Reconciliation of Our Effective Tax Rate to the U.S. Federal Statutory Income Tax Rate
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🟡 Modified
Consolidated Statements of Changes in Equity
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🟡 Modified
Unfunded Lending Commitments
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🟡 Modified
Savings and Loan Holding Company Regulation
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🟡 Modified
____________________________________________________________________________________________
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🟡 Modified
Financial Effects of TDRs
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🟡 Modified
Resolution Planning
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🟡 Modified
Deposit Insurance
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🟡 Modified
We may not realize the value of acquisitions, dispositions, strategic investments and strategic initiatives that we pursue and such transactions and initiatives could divert resources or introduce unforeseen risks to our business.
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🟡 Modified
Equity Securities Without Readily Determinable Fair Values
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🟡 Modified
Earnings before Provision for Income Taxes
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🟡 Modified
Average yield(a)
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🟡 Modified
Our business could be adversely affected if we are unable to attract, retain, motivate and develop key officers and employees.
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🟡 Modified
Non-consolidated VIEs
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🟡 Modified
Financial Assets and Financial Liabilities Carried at Other Than Fair Value
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🟡 Modified
NOTE 13. EARNINGS PER SHARE
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🟡 Modified
Recurring Fair Value Measurements
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🟡 Modified
Contractual Maturities of Investments in Available-for-Sale Debt Securities
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🟡 Modified
NOTE 4. DEBT SECURITIES
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🟡 Modified
NOTE 10. FAIR VALUE MEASUREMENTS
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🟡 Modified
Financial Risks
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🟡 Modified
Reductions in interchange fees and changes to the regulations governing such fees, could have a material adverse impact on our business and results of operations.
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🟡 Modified
Provision for Income Taxes
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🟡 Modified
Macroeconomic, Strategic and Operational Risks
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🟡 Modified
As we continue to utilize work from home arrangements, our operations are subject to new and heightened risks.
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🟡 Modified
Regulatory Risks
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🟡 Modified
Average rate(a)
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🟡 Modified
Technological Risks
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🟡 Modified
Legal Risks
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🟡 Modified
Balance at December 31, 2021
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🟡 Modified
Dividends and Share Repurchases
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🟡 Modified
Disruptions in the operation of our and our outsourced partners' technology environments could have a material adverse effect on our business.
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🟡 Modified
NOTE 12. EMPLOYEE BENEFIT PLANS
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🟡 Modified
Delinquent and Non-accrual Loans
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🟡 Modified
Total loan receivables, before allowance for credit losses(a)(b)(c)
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🟡 Modified
Ongoing changes to the regulatory framework applicable to us have had, and may continue to have, a significant impact on our business, financial condition and results of operations.
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🟡 Modified
____________________________________________________________________________________________
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🟡 Modified
NOTE 8. DEPOSITS
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🟡 Modified
Balance at December 31, 2023
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🟡 Modified
NOTE 5. LOAN RECEIVABLES AND ALLOWANCE FOR CREDIT LOSSES
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🟡 Modified
Additional Sources of Liquidity
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🟡 Modified
____________________________________________________________________________________________
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🟡 Modified
New Accounting Standards
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🟡 Modified
Payment Defaults
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🟡 Modified
Synchrony Financial
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🟡 Modified
Synchrony Bank
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🟡 Modified
Debt Maturities
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🟡 Modified
Interest Income by Product
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🟡 Modified
NOTE 9. BORROWINGS
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🟡 Modified
Troubled Debt Restructurings
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🟡 Modified
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🟡 Modified
Consolidated Statements of Earnings ____________________________________________________________________________________
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🟡 Modified
Outstanding Amount(a)(b)
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🟡 Modified
Third-Party Debt
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🟡 Modified
NOTE 7. GOODWILL AND OTHER INTANGIBLE ASSETS
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