🟢 New in Current Filing Economic uncertainty or instability caused by political or geopolitical developments can negatively impact JPMorgan Chase’s businesses. 🔒

🟢 New in Current Filing JPMorgan Chase’s results may be materially affected by market fluctuations and significant changes in the value of financial instruments. 🔒

🟢 New in Current Filing JPMorgan Chase may suffer losses if the value of collateral declines in stressed market conditions. 🔒

🟢 New in Current Filing Maintaining the required level and composition of capital may impact JPMorgan Chase’s ability to support business activities, meet evolving regulatory requirements and distribute capital to shareholders. 🔒

🟢 New in Current Filing JPMorgan Chase’s businesses are dependent on the effectiveness of internal and external operational systems. 🔒

🟢 New in Current Filing JPMorgan Chase can be negatively affected if it fails to identify and address operational risks associated with the introduction of or changes to products, services and delivery platforms or the adoption of new technologies. 🔒

🟢 New in Current Filing JPMorgan Chase faces substantial legal and operational risks in the processing and safeguarding of personal information. 🔒

🟢 New in Current Filing JPMorgan Chase’s acquisition of certain assets and liabilities of First Republic Bank may not result in all of the benefits anticipated. 🔒

🟢 New in Current Filing JPMorgan Chase’s risk management framework and control environment may not be effective in identifying and mitigating every risk to JPMorgan Chase. 🔒

🟢 New in Current Filing JPMorgan Chase’s acquisition of certain assets and liabilities of First Republic Bank may not result in all of the benefits anticipated. 🔒

🟢 New in Current Filing JPMorgan Chase could recognize unexpected losses, its capital levels could be reduced and it could face greater regulatory scrutiny if its models, estimations or judgments, including those used in its financial statements, are inadequate or incorrect. 🔒

🟢 New in Current Filing The effects of climate change could adversely affect JPMorgan Chase’s business and operations, both directly and as a result of impacts on its clients and customers. 🔒

🟢 New in Current Filing JPMorgan Chase faces significant legal risks from litigation and formal and informal regulatory and government investigations. 🔒

🔴 No Match in Current Filing Requirements for the orderly resolution of JPMorgan Chase could result in JPMorgan Chase having to restructure or reorganize its businesses and could increase its funding or operational costs or curtail its businesses. 🔒

🔴 No Match in Current Filing JPMorgan Chase’s results may be materially affected by market fluctuations and significant changes in the value of financial instruments. 🔒

🔴 No Match in Current Filing JPMorgan Chase can be negatively affected by adverse changes in the financial condition of clients, counterparties, custodians and CCPs. 🔒

🔴 No Match in Current Filing JPMorgan Chase’s ability to operate its businesses could be impaired if its liquidity is constrained. 🔒

🔴 No Match in Current Filing Reductions in JPMorgan Chase’s credit ratings may adversely affect its liquidity and cost of funding. 🔒

🔴 No Match in Current Filing The transition to alternative reference rates could expose JPMorgan Chase to operational risks or litigation and other disputes. 🔒

🔴 No Match in Current Filing JPMorgan Chase’s businesses are dependent on the effectiveness of its operational systems and those of other market participants. 🔒

🔴 No Match in Current Filing Maintaining the required level and composition of capital may impact JPMorgan Chase’s ability to support business activities, meet evolving regulatory requirements and distribute capital to shareholders. 🔒

🔴 No Match in Current Filing JPMorgan Chase can be negatively affected if it fails to identify and address operational risks associated with the introduction of or changes to products, services and delivery platforms. 🔒

🔴 No Match in Current Filing JPMorgan Chase’s operational costs and customer satisfaction could be adversely affected by the failure of an external operational system. 🔒

🔴 No Match in Current Filing JPMorgan Chase’s risk management framework may not be effective in identifying and mitigating every risk to JPMorgan Chase. 🔒

🔴 No Match in Current Filing JPMorgan Chase’s operations, results and reputation could be harmed by occurrences of extraordinary events beyond its control. 🔒

🔴 No Match in Current Filing Lapses in controls over disclosure or financial reporting could materially affect JPMorgan Chase’s profitability or reputation. 🔒

🔴 No Match in Current Filing Damage to JPMorgan Chase’s reputation could harm its businesses. 🔒

🟡 Modified JPMorgan Chase faces significant and increasing competition in the rapidly evolving financial services industry. 🔒

🟡 Modified JPMorgan Chase can be negatively affected by adverse changes in the financial condition of clients, counterparties, custodians and CCPs. 🔒

🟡 Modified If JPMorgan Chase’s management fails to develop and execute effective business strategies, and to anticipate changes affecting those strategies, JPMorgan Chase’s competitive standing and results could suffer. 🔒

🟡 Modified Total Asia-Pacific, Latin America and Canada 🔒

🟡 Modified JPMorgan Chase’s business and operations in certain countries can be adversely affected by local economic, political, regulatory and social factors. 🔒

🟡 Modified Unfavorable market and economic conditions can have an adverse effect on JPMorgan Chase’s wholesale businesses. 🔒

🟡 Modified Failure to effectively manage potential conflicts of interest or to satisfy fiduciary obligations can result in litigation and enforcement actions, as well as damage JPMorgan Chase’s reputation. 🔒

🟡 Modified Damage to JPMorgan Chase’s reputation could harm its businesses. 🔒

🟡 Modified JPMorgan Chase’s operations and financial results can be negatively impacted in jurisdictions with less predictable legal and regulatory frameworks. 🔒

🟡 Modified Differences and inconsistencies in financial services regulation and supervision can negatively impact JPMorgan Chase’s businesses, operations and financial results. 🔒

🟡 Modified Economic and market events and conditions can materially affect JPMorgan Chase’s businesses and investment and market-making positions. 🔒

🟡 Modified An outbreak or escalation of hostilities between countries or within a country or region could have a material adverse effect on the global economy and on JPMorgan Chase’s businesses within the affected region or globally. 🔒

🟡 Modified JPMorgan Chase’s business and operations in certain countries can be adversely affected by local economic, political, regulatory and social factors. 🔒

🟡 Modified JPMorgan Chase’s business and operations rely on its ability, and the ability of key external parties, to maintain appropriately-staffed workforces, and on the competence, trustworthiness, health and safety of employees. 🔒

🟡 Modified JPMorgan Chase’s risk management framework and control environment may not be effective in identifying and mitigating every risk to JPMorgan Chase. 🔒

🟡 Modified Economic and market events and conditions can materially affect JPMorgan Chase’s businesses and investment and market-making positions. 🔒

🟡 Modified JPMorgan Chase can be negatively affected by adverse changes in the financial condition of clients, counterparties, custodians and CCPs. 🔒

🟡 Modified JPMorgan Chase faces substantial legal and operational risks in the processing and safeguarding of personal information. 🔒

🟡 Modified Total Asia-Pacific, Latin America and Canada 🔒

🟡 Modified JPMorgan Chase could incur significant losses arising from concentrations of credit and market risk. 🔒

🟡 Modified JPMorgan Chase could recognize unexpected losses, its capital levels could be reduced and it could face greater regulatory scrutiny if its models, estimations or judgments, including those used in its financial statements, are inadequate or incorrect. 🔒

🟡 Modified JPMorgan Chase’s consumer businesses can be negatively affected by adverse economic conditions and governmental policies. 🔒

🟡 Modified JPMorgan Chase could incur significant losses arising from concentrations of credit and market risk. 🔒

🟡 Modified Enhanced regulatory and other standards for the oversight of vendors and other service providers can result in higher costs and other potential exposures. 🔒

🟡 Modified Damage to JPMorgan Chase’s reputation could harm its businesses. 🔒

🟡 Modified The effects of climate change could adversely affect JPMorgan Chase’s business and operations, both directly and as a result of impacts on its clients and customers. 🔒

🟡 Modified Damage to JPMorgan Chase’s reputation could harm its businesses. 🔒

🟡 Modified JPMorgan Chase’s operations, results and reputation could be harmed by occurrences of extraordinary events beyond its control. 🔒

🟡 Modified JPMorgan Chase’s operations and financial results can be negatively impacted in jurisdictions with less predictable legal and regulatory frameworks. 🔒

🟡 Modified Parts I and II 🔒

🟡 Modified A successful cyber attack affecting JPMorgan Chase could cause significant harm to JPMorgan Chase and its clients and customers. 🔒

🟡 Modified Conduct failure by JPMorgan Chase employees can harm clients and customers, impact market integrity, damage JPMorgan Chase’s reputation and trigger litigation and regulatory action. 🔒

🟡 Modified Changes in interest rates and credit spreads can adversely affect JPMorgan Chase’s earnings, its liquidity or its capital levels. 🔒

🟡 Modified Maintaining the required level and composition of capital may impact JPMorgan Chase’s ability to support business activities, meet evolving regulatory requirements and distribute capital to shareholders. 🔒

🟡 Modified Failure to effectively manage potential conflicts of interest or to satisfy fiduciary obligations can result in litigation and enforcement actions, as well as damage JPMorgan Chase’s reputation. 🔒

🟡 Modified JPMorgan Chase could recognize unexpected losses, its capital levels could be reduced and it could face greater regulatory scrutiny if its models, estimations or judgments, including those used in its financial statements, are inadequate or incorrect. 🔒

🟡 Modified Enhanced regulatory and other standards for the oversight of vendors and other service providers can result in higher costs and other potential exposures. 🔒

🟡 Modified Economic and market events and conditions can materially affect JPMorgan Chase’s businesses and investment and market-making positions. 🔒

🟡 Modified If JPMorgan Chase’s management fails to develop and execute effective business strategies, and to anticipate changes affecting those strategies, JPMorgan Chase’s competitive standing and results could suffer. 🔒

🟡 Modified JPMorgan Chase’s ability to operate its businesses could be impaired if its liquidity is constrained. 🔒

🟡 Modified Economic uncertainty or instability caused by political or geopolitical developments can negatively impact JPMorgan Chase’s businesses. 🔒

🟡 Modified JPMorgan Chase & Co. is a holding company and depends on the cash flows of its subsidiaries to make payments on its outstanding securities. 🔒

🟡 Modified Changes in interest rates and credit spreads can adversely affect JPMorgan Chase’s earnings, its liquidity or its capital levels. 🔒

🟡 Modified JPMorgan Chase’s operations, results and reputation could be harmed by occurrences of extraordinary events beyond its control. 🔒

🟡 Modified Requirements for the orderly resolution of JPMorgan Chase could result in JPMorgan Chase having to restructure or reorganize its businesses and could increase its funding or operational costs or curtail its businesses. 🔒

🟡 Modified Lapses in controls over disclosure or financial reporting could materially affect JPMorgan Chase’s profitability or reputation. 🔒

🟡 Modified JPMorgan Chase’s ability to operate its businesses could be impaired if its liquidity is constrained. 🔒

🟡 Modified JPMorgan Chase’s business and operations rely on its ability, and the ability of key external parties, to maintain appropriately-staffed workforces, and on the competence, trustworthiness, health and safety of employees. 🔒

🟡 Modified Unfavorable market and economic conditions can have an adverse effect on JPMorgan Chase’s wholesale businesses. 🔒

🟡 Modified JPMorgan Chase faces significant and increasing competition in the rapidly evolving financial services industry. 🔒

🟡 Modified JPMorgan Chase’s businesses are dependent on the effectiveness of internal and external operational systems. 🔒

🟡 Modified A successful cyber attack affecting JPMorgan Chase could cause significant harm to JPMorgan Chase and its clients and customers. 🔒

🟡 Modified Requirements for the orderly resolution of JPMorgan Chase could result in JPMorgan Chase having to restructure or reorganize its businesses and could increase its funding or operational costs or curtail its businesses. 🔒

🟡 Modified Reductions in JPMorgan Chase’s credit ratings may adversely affect its liquidity and cost of funding. 🔒

🟡 Modified JPMorgan Chase’s consumer businesses can be negatively affected by adverse economic conditions and governmental policies. 🔒

🟡 Modified Maintaining the required level and composition of capital may impact JPMorgan Chase’s ability to support business activities, meet evolving regulatory requirements and distribute capital to shareholders. 🔒

🟡 Modified JPMorgan Chase’s results may be materially affected by market fluctuations and significant changes in the value of financial instruments. 🔒